Parents may begin applying for the Parent PLUS loan for the 2018-2019 academic year on June 1, 2018. Because credit checks are only valid for 90 days, we recommend parents wait until June 8th to apply, which allows us 90 days until the fall disbursement.
Federal Direct PLUS Loans are available to parents who have a dependent child in college. Individual eligibility is determined by subtracting all financial aid awards for the academic year from the cost of attendance. Financial need is not a requirement, but parents must complete the FAFSA before applying for this loan. Parents must apply and be credit approved for this loan each year. Credit approvals are valid for 90 days. For additional information on interest rates, origination fees and repayment options for the PLUS loan visit studentaid.gov.
Parents may apply for the Federal Direct Parent PLUS Loan at studentloans.gov. Sign in using your FSA ID. Once you are approved, you will be able to electronically sign your master promissory note (MPN).
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